Do I get a rental car while my car is being repaired?
Quick answer
If the other driver was at fault, their insurer owes you a reasonable replacement vehicle for the repair period — that’s part of their liability. On your own claim, rental is covered only if your policy includes rental reimbursement coverage, typically $30–$50 per day. We coordinate the rental either way so the timing matches the repair.
Not-at-fault claims: their insurer pays
When the other driver caused the crash, loss of use of your vehicle is part of their carrier’s responsibility. You’re entitled to a reasonable rental for the reasonable repair period — starting the claim early keeps “reasonable” generous.
Your own claim: check for rental reimbursement
Rental coverage is an inexpensive add-on many Minnesota drivers carry without remembering. Look for "rental reimbursement" or "transportation expense" on your declarations page with a per-day and per-claim cap.
If you don’t carry it, ask us about scheduling: booking the repair when parts are already in hand shrinks the days you actually need a car.
How we make the logistics easy
We work with local rental partners, time the pickup to your drop-off, and — because parts are ordered before your car arrives — keep the rental window short. You’ll have the timeline in writing before you hand over the keys.
